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Opinion: The how, where and why on cash reserves
An emergency cash reserve can help insulate you from the uncertainties in your financial life. From the loss of a job to unexpected medical expenses, ... -
Opinion: It may be time to examine your bond portfolio
The 30-year bull market in bonds may be coming to an end. Since 1982, bonds have provided solid returns with significantly less volatility than the ... -
Roth 401(k) plans give investors more options, potential
Employers have begun to broaden their retirement plan offerings by adding the option of a Roth 401(k) to their traditional plans. The Roth 401(k), first ... -
Get past the roadblocks of refinancing your mortgage
We may be witnessing one of the best refinancing opportunities in history, but there are roadblocks to overcome before you can take advantage of them. ... -
How to stretch a dollar
Who wouldn’t like their funds to go further? From increasing savings to paying down debt, additional cash flow can be a real game-changer. Unfortunately, the ... -
Getting ready for retirement
Are you “retirement-ready”? Many people dream of a retirement filled with time spent traveling, enjoying hobbies and making lasting memories with family. However, the realities ... -
How to invest if tax rates increase
The fiscal cliff is right around the corner. The combination of tax increases and spending cuts which are currently scheduled to occur at the beginning ... -
It may be time to buy real estate
Real estate may be one of the most attractive investment opportunities today. With mortgage rates near all-time lows and national real estate values down more ... -
Strategies to improve your credit score
A solid credit score is essential as you navigate through your financial life. From obtaining mortgages, auto loans and credit cards to background checks from ... -
Tackling the college conundrum
Each spring, students and parents put the finishing touches on their college plans for the fall. After deciding which schools to attend, the next challenge ...
